Creation takes time. Time is limited.

“Even older texts indicate that the Zealans initially believed in not three, but six such deities!” – The Mythology of the Zealan Deities, Ultima 8

“Shamino the deceitful and his allies are waiting in the dark passages of this castle to ambush me.” – The Journal of the King of the White Dragon, Ultima 7 Part 2: Serpent Isle

The beggar known as Ambule is female in Ultima 4 (the game) but male in the novelization.